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<HTML><!-- All HTML documents should be entirely contained 
           within a <HTML></HTML> tag, to indicate the file
           type. -->


<HEAD><!-- All HTML documents must contain a <HEAD></HEAD> 
           tag, which contains the <TITLE> of the document.  
           Other heading information can be placed here, but
           this is not necessary. -->


<TITLE>Rick and Stu's Home Page</TITLE>
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     which contains a title that encompasses the scope of
     the page -->


</HEAD>


<BODY BACKGROUND="sand.gif" TEXT="#000000">
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     set here, using the 'TEXT=', 'LINK=', 'VLINK=', and
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</BODY>


</HTML>